↑ Annual evolution of mortgages, total number of mortgages approved and released.
Note that releases are not required by law to be registered at the Land Registry. We approximate that about 35% of mortgage releases are not registered.
↑ Real credit movement and mortgages amount.
Left axis (bars): Real credit movement, credit growth minus inflation, in percentage.
Right axis (line): average annual mortgage amount, in euros.
↑ Ratio between mortgages and home sales: if the ratio is (x), it means there are (x) mortgages per each (1) home sales. This ratio hints the formation of credit bubbles.
↑ Mortgages constituted according to type of interest rate (%): fixed or variable.
Data sources
Housing prices, from 1985 to 2006, according to Sociedad de Tasación (Access to data is under request, but can be seen in the linked publication):
Publication,
Link
Housing prices, from 2007 onwards, according to the notaries (Grupo 5 > Acto 501 - Compraventa inmuebles > Inmuebles en fincas urbanas, viviendas):
Link
Home sales, from 2003 to 2006, have been extrapolated using the approved mortgages:
Link
Home sales, from 2007 onwards (Results > Annual > Dwellings transferred by type of acquisition > Sales):
Link
Mortgages, from 2003 onwards (Results > Annual > National results and by Autonomous Community > Mortgages constituted, over the total properties, by nature of the property > Dwellings):
Link
Inflation data (Table: average inflation Spain (CPI) - by year):
Link
Average mortgage rate (Results > Annual > National indicators > Average interest rate of mortgages constituted > Viviendas + Total):
Link